Personalized Portfolio Management

              YOU DON'T HAVE TO BEAR THE BURDEN OF

                    INVESTMENT DECISIONS ALONE!!

I take pride in offering personalized service, focusing on YOU and what you want your money to do for you.  In my role as your personal Financial Advisor, it is critical that I get to know you first by discussing your values, goals and dreams, time frame, risk tolerance, family issues and lifestyle.  It is then my job to guide you to the investment management process that best suits your needs.

As your needs change, my ongoing management process ensures that your personal portfolio will evolve with you.  You will NOT be offered a get-rich-quick scheme or a "hot-tip" product.  I may, however, from time to time offer suggestions for tax* or money saving tips!

In the past, many investors may have been satisfied with a simple "buy and hold" method of investment, usually dividing their assets into various asset classes, known as asset allocation.  In this case, the same investments are usually held for a long period of time.

However, most affluent investors demand a more hands-on "active" aproach that elevates their portfolio beyond a one-dimensional product strategy.  Most investors are looking for someone who will act in their best interest to manage the risk (losses) in their portfolio and provide a personalized plan of action!  Professional money management uses "tactical asset allocation" to deliver more consistent results while reducing the overall risk of your portfolio.

I partner with professional investment management strategists who believe, as I do, that the strategy used should be based on your financial goals, your risk tolerance, and your time horizon.  They provide superior money management based on professional research and a disciplined philosophy of portfolio diversification.  Less risk and good returns are the simple results.  Go to www.sailingandrowing.com/demo to better understand.

Not familiar with "FEE BASED PLANNING"?  LET'S TALK.....

THERE'S ABSOLUTELY NO OBLIGATION AND POSSIBLY QUITE A LOT TO GAIN!

*Investors should always consult their tax counsel before implementing any tax strategy.

"In spite of warnings, nothing much happens until the status quo becomes more painful than change". - L.J. Peter